Call report 2002Q4
CENTRIC BANK — 2002Q4
The 22 measures CENTRIC BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,065,000 | USD | evidence → |
| Total loans | 38,834,000 | USD | evidence → |
| Allowance for loan losses | 666,000 | USD | evidence → |
| Securities available for sale | 4,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,748,000 | USD | evidence → |
| Interest-bearing deposits | 40,785,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,963,000 | USD | evidence → |
| Equity capital | 5,516,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,188,000 | USD | evidence → |
| Interest expense | 1,084,000 | USD | evidence → |
| Net interest income | 2,104,000 | USD | evidence → |
| Noninterest income | 496,000 | USD | evidence → |
| Noninterest expense | 2,357,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 137,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,493,000 | USD | evidence → |
| Total capital | 5,980,000 | USD | evidence → |
| Risk-weighted assets | 38,866,000 | USD | evidence → |