Call reports 2001
CENTRIC BANK — 2001
What CENTRIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,634,000 | 40,839,000 | 49,582,000 | 50,269,000 |
| Total loans | 31,612,000 | 32,592,000 | 33,313,000 | 33,356,000 |
| Allowance for loan losses | 561,000 | 561,000 | 597,000 | 634,000 |
| Securities available for sale | 2,263,000 | 2,245,000 | 1,941,000 | 1,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,413,000 | 34,517,000 | 43,306,000 | 43,870,000 |
| Interest-bearing deposits | 27,389,000 | 28,855,000 | 36,782,000 | 36,653,000 |
| Noninterest-bearing deposits | 6,024,000 | 5,662,000 | 6,524,000 | 7,217,000 |
| Equity capital | 5,962,000 | 6,075,000 | 6,023,000 | 6,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,551,000 | 2,365,000 | 3,147,000 |
| Interest expense | 350,000 | 663,000 | 1,033,000 | 1,386,000 |
| Net interest income | 441,000 | 888,000 | 1,332,000 | 1,761,000 |
| Noninterest income | 59,000 | 120,000 | 195,000 | 290,000 |
| Noninterest expense | 382,000 | 782,000 | 1,331,000 | 1,824,000 |
| Provision for loan losses | 0 | 0 | 37,000 | 74,000 |
| Pretax income | 118,000 | 226,000 | 159,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 226,000 | 159,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,931,000 | 6,039,000 | 5,972,000 | 5,966,000 |
| Total capital | 6,297,000 | 6,418,000 | 6,385,000 | 6,388,000 |
| Risk-weighted assets | 28,630,000 | 30,210,000 | 32,878,000 | 33,516,000 |