Call reports 2018
CORNERSTONE BANK — 2018
What CORNERSTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 97,289,000 |
| Total loans | 70,071,000 |
| Allowance for loan losses | 1,075,000 |
| Securities available for sale | 10,232,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 83,343,000 |
| Interest-bearing deposits | 67,366,000 |
| Noninterest-bearing deposits | 15,977,000 |
| Equity capital | 12,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 898,000 |
| Interest expense | 74,000 |
| Net interest income | 824,000 |
| Noninterest income | 36,000 |
| Noninterest expense | 652,000 |
| Provision for loan losses | 0 |
| Pretax income | 208,000 |
| Income tax | 35,000 |
| Net income | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 11,671,000 |
| Total capital | 12,494,000 |
| Risk-weighted assets | 65,554,000 |