Call reports 2012

CORNERSTONE BANK — 2012

Name: CORNERSTONE BANK — FFIEC call report 2012
Creator: CORNERSTONE BANK

What CORNERSTONE BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d62ac845-a983-4df3-8547-72ff12c1bacd/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	145,373,000	142,707,000	140,146,000	134,872,000
Total loans	82,587,000	75,581,000	74,316,000	69,898,000
Allowance for loan losses	3,320,000	3,178,000	2,894,000	2,868,000
Securities available for sale	37,140,000	37,039,000	37,121,000	35,052,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	126,031,000	123,157,000	121,277,000	116,897,000
Interest-bearing deposits	112,426,000	111,059,000	109,381,000	104,763,000
Noninterest-bearing deposits	13,605,000	12,098,000	11,896,000	12,134,000
Equity capital	6,821,000	6,865,000	6,939,000	6,335,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,281,000	2,507,000	3,710,000	4,847,000
Interest expense	474,000	922,000	1,342,000	1,745,000
Net interest income	807,000	1,585,000	2,368,000	3,102,000
Noninterest income	120,000	248,000	204,000	-53,000
Noninterest expense	1,014,000	1,969,000	2,997,000	4,053,000
Provision for loan losses	60,000	120,000	-117,000	-57,000
Pretax income	-147,000	-253,000	-305,000	-944,000
Income tax	-5,000	-63,000	-111,000	-125,000
Net income	-142,000	-190,000	-194,000	-819,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	6,568,000	6,519,000	6,515,000	5,890,000
Total capital	7,741,000	7,615,000	7,612,000	6,927,000
Risk-weighted assets	91,258,000	85,165,000	85,174,000	81,653,000