Call reports 2026
UNITED COMMUNITY BANK — 2026
What UNITED COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 28,114,413,000 | 28,987,812,000 |
| Total loans | 19,642,998,000 | 19,986,834,000 |
| Allowance for loan losses | 208,396,000 | 168,705,000 |
| Securities available for sale | 3,563,490,000 | 4,095,123,000 |
| Securities held to maturity | 2,211,523,000 | 2,179,043,000 |
| Trading assets | 120,255,000 | 108,688,000 |
| Total deposits | 24,415,141,000 | 24,073,192,000 |
| Interest-bearing deposits | 17,873,383,000 | 17,566,829,000 |
| Noninterest-bearing deposits | 6,541,758,000 | 6,506,363,000 |
| Equity capital | 3,386,971,000 | 3,422,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 333,712,000 | 677,907,000 |
| Interest expense | 100,757,000 | 204,113,000 |
| Net interest income | 232,955,000 | 473,794,000 |
| Noninterest income | 36,565,000 | 73,593,000 |
| Noninterest expense | 154,216,000 | 312,104,000 |
| Provision for loan losses | 8,344,000 | -23,484,000 |
| Pretax income | 104,584,000 | 254,365,000 |
| Income tax | 22,624,000 | 56,248,000 |
| Net income | 81,960,000 | 198,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,578,830,000 | 2,617,330,000 |
| Total capital | 2,795,530,000 | 2,797,584,000 |
| Risk-weighted assets | 21,156,468,000 | 21,643,190,000 |