Call reports 2024
UNITED COMMUNITY BANK — 2024
What UNITED COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 27,299,239,000 | 26,998,583,000 | 27,304,404,000 | 27,656,514,000 |
| Total loans | 18,412,984,000 | 18,260,508,000 | 18,013,899,000 | 18,233,515,000 |
| Allowance for loan losses | 210,934,000 | 213,022,000 | 205,290,000 | 206,998,000 |
| Securities available for sale | 3,378,845,000 | 3,590,259,000 | 4,008,537,000 | 4,421,310,000 |
| Securities held to maturity | 2,465,133,000 | 2,432,941,000 | 2,401,878,000 | 2,368,107,000 |
| Trading assets | 26,947,000 | 25,963,000 | 22,088,000 | 23,637,000 |
| Total deposits | 23,734,126,000 | 23,414,583,000 | 23,705,912,000 | 23,851,926,000 |
| Interest-bearing deposits | 17,241,533,000 | 17,050,874,000 | 17,401,334,000 | 17,568,131,000 |
| Noninterest-bearing deposits | 6,492,593,000 | 6,363,709,000 | 6,304,578,000 | 6,283,795,000 |
| Equity capital | 3,214,126,000 | 3,239,860,000 | 3,280,158,000 | 3,282,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 336,537,000 | 683,273,000 | 1,032,178,000 | 1,376,851,000 |
| Interest expense | 134,656,000 | 269,996,000 | 407,129,000 | 539,201,000 |
| Net interest income | 201,881,000 | 413,277,000 | 625,049,000 | 837,650,000 |
| Noninterest income | 36,436,000 | 68,758,000 | 72,538,000 | 110,509,000 |
| Noninterest expense | 140,463,000 | 278,450,000 | 418,029,000 | 557,963,000 |
| Provision for loan losses | 15,771,000 | 29,473,000 | 45,392,000 | 56,617,000 |
| Pretax income | 84,955,000 | 178,451,000 | 239,996,000 | 335,929,000 |
| Income tax | 18,396,000 | 38,676,000 | 52,542,000 | 74,064,000 |
| Net income | 66,559,000 | 139,775,000 | 187,454,000 | 261,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,502,765,000 | 2,530,580,000 | 2,527,187,000 | 2,555,941,000 |
| Total capital | 2,707,793,000 | 2,737,626,000 | 2,726,029,000 | 2,756,811,000 |
| Risk-weighted assets | 19,861,459,000 | 19,619,786,000 | 19,354,392,000 | 19,582,815,000 |