Call reports 2022
UNITED COMMUNITY BANK — 2022
What UNITED COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 24,314,004,000 | 24,154,420,000 | 23,635,573,000 | 23,954,627,000 |
| Total loans | 14,391,397,000 | 14,581,908,000 | 14,904,451,000 | 15,348,227,000 |
| Allowance for loan losses | 132,805,000 | 136,925,000 | 148,502,000 | 159,357,000 |
| Securities available for sale | 3,898,165,000 | 3,949,540,000 | 3,849,624,000 | 3,599,871,000 |
| Securities held to maturity | 2,500,985,000 | 2,722,474,000 | 2,676,404,000 | 2,613,648,000 |
| Trading assets | 13,905,000 | 14,423,000 | 24,022,000 | 22,734,000 |
| Total deposits | 21,348,767,000 | 21,172,043,000 | 20,628,613,000 | 20,220,128,000 |
| Interest-bearing deposits | 13,393,684,000 | 12,995,351,000 | 12,410,238,000 | 12,559,488,000 |
| Noninterest-bearing deposits | 7,955,083,000 | 8,176,692,000 | 8,218,375,000 | 7,660,640,000 |
| Equity capital | 2,708,252,000 | 2,664,082,000 | 2,636,341,000 | 2,661,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 170,404,000 | 358,660,000 | 572,234,000 | 812,875,000 |
| Interest expense | 3,160,000 | 7,505,000 | 17,595,000 | 44,583,000 |
| Net interest income | 167,244,000 | 351,155,000 | 554,639,000 | 768,292,000 |
| Noninterest income | 40,816,000 | 71,832,000 | 103,362,000 | 129,967,000 |
| Noninterest expense | 115,614,000 | 232,715,000 | 342,883,000 | 456,243,000 |
| Provision for loan losses | 20,514,000 | 23,565,000 | 36,276,000 | 53,742,000 |
| Pretax income | 65,626,000 | 157,894,000 | 267,348,000 | 374,231,000 |
| Income tax | 14,215,000 | 32,420,000 | 56,242,000 | 81,422,000 |
| Net income | 51,411,000 | 125,474,000 | 211,106,000 | 292,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,131,904,000 | 2,181,665,000 | 2,234,151,000 | 2,255,337,000 |
| Total capital | 2,250,777,000 | 2,304,895,000 | 2,374,603,000 | 2,408,895,000 |
| Risk-weighted assets | 16,697,110,000 | 16,921,874,000 | 17,269,896,000 | 17,583,347,000 |