Call reports 2021
UNITED COMMUNITY BANK — 2021
What UNITED COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 18,513,139,000 | 18,867,020,000 | 19,438,500,000 | 20,897,645,000 |
| Total loans | 11,843,523,000 | 11,488,939,000 | 11,259,461,000 | 11,804,456,000 |
| Allowance for loan losses | 126,866,000 | 111,616,000 | 99,620,000 | 102,532,000 |
| Securities available for sale | 3,737,965,000 | 4,069,465,000 | 4,244,483,000 | 4,488,850,000 |
| Securities held to maturity | 587,696,000 | 852,404,000 | 1,083,323,000 | 1,156,098,000 |
| Trading assets | 44,758,000 | 45,809,000 | 39,488,000 | 29,631,000 |
| Total deposits | 16,320,570,000 | 16,592,708,000 | 17,091,997,000 | 18,549,091,000 |
| Interest-bearing deposits | 10,259,701,000 | 10,328,131,000 | 10,591,788,000 | 11,586,324,000 |
| Noninterest-bearing deposits | 6,060,869,000 | 6,264,577,000 | 6,500,209,000 | 6,962,767,000 |
| Equity capital | 1,978,293,000 | 2,059,219,000 | 2,122,453,000 | 2,150,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 140,985,000 | 285,792,000 | 432,635,000 | 575,631,000 |
| Interest expense | 5,576,000 | 9,512,000 | 12,858,000 | 15,758,000 |
| Net interest income | 135,409,000 | 276,280,000 | 419,777,000 | 559,873,000 |
| Noninterest income | 44,132,000 | 79,575,000 | 117,885,000 | 153,230,000 |
| Noninterest expense | 92,645,000 | 187,373,000 | 279,860,000 | 387,766,000 |
| Provision for loan losses | -10,449,000 | -26,155,000 | -37,600,000 | -37,984,000 |
| Pretax income | 99,177,000 | 194,392,000 | 294,746,000 | 362,970,000 |
| Income tax | 23,397,000 | 46,648,000 | 69,632,000 | 84,878,000 |
| Net income | 75,780,000 | 147,744,000 | 225,114,000 | 278,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,605,736,000 | 1,679,004,000 | 1,756,494,000 | 1,738,557,000 |
| Total capital | 1,713,837,000 | 1,782,537,000 | 1,836,997,000 | 1,818,335,000 |
| Risk-weighted assets | 12,545,967,000 | 12,705,960,000 | 12,897,800,000 | 13,512,405,000 |