Call reports 2019
UNITED COMMUNITY BANK — 2019
What UNITED COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,479,826,000 | 12,758,328,000 | 12,785,175,000 | 12,887,120,000 |
| Total loans | 8,519,594,000 | 8,884,504,000 | 8,957,892,000 | 8,871,038,000 |
| Allowance for loan losses | 61,642,000 | 62,204,000 | 62,514,000 | 62,089,000 |
| Securities available for sale | 2,453,111,000 | 2,364,967,000 | 2,270,500,000 | 2,271,039,000 |
| Securities held to maturity | 265,329,000 | 253,398,000 | 243,028,000 | 283,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,657,043,000 | 10,665,927,000 | 10,806,315,000 | 10,930,164,000 |
| Interest-bearing deposits | 7,340,656,000 | 7,177,147,000 | 7,271,894,000 | 7,446,733,000 |
| Noninterest-bearing deposits | 3,316,387,000 | 3,488,780,000 | 3,534,421,000 | 3,483,431,000 |
| Equity capital | 1,590,178,000 | 1,713,128,000 | 1,769,018,000 | 1,814,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 134,872,000 | 273,199,000 | 413,285,000 | 548,816,000 |
| Interest expense | 18,093,000 | 36,663,000 | 55,088,000 | 72,012,000 |
| Net interest income | 116,779,000 | 236,536,000 | 358,197,000 | 476,804,000 |
| Noninterest income | 22,352,000 | 47,401,000 | 77,308,000 | 108,786,000 |
| Noninterest expense | 73,818,000 | 152,838,000 | 238,642,000 | 319,273,000 |
| Provision for loan losses | 3,569,000 | 6,569,000 | 9,602,000 | 13,102,000 |
| Pretax income | 61,477,000 | 124,412,000 | 187,143,000 | 252,194,000 |
| Income tax | 18,745,000 | 33,578,000 | 47,896,000 | 61,688,000 |
| Net income | 42,732,000 | 90,834,000 | 139,247,000 | 190,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,264,669,000 | 1,346,003,000 | 1,400,439,000 | 1,458,720,000 |
| Total capital | 1,329,452,000 | 1,411,598,000 | 1,466,411,000 | 1,524,267,000 |
| Risk-weighted assets | 9,469,757,000 | 9,836,172,000 | 9,896,096,000 | 9,810,477,000 |
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