Call reports 2018
UNITED COMMUNITY BANK — 2018
What UNITED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 12,241,191,000 | 12,370,114,000 | 12,378,326,000 | 12,548,727,000 |
| Total loans | 8,210,742,000 | 8,255,084,000 | 8,253,791,000 | 8,402,335,000 |
| Allowance for loan losses | 61,085,000 | 61,071,000 | 60,940,000 | 61,203,000 |
| Securities available for sale | 2,418,992,000 | 2,536,237,000 | 2,585,258,000 | 2,626,954,000 |
| Securities held to maturity | 312,080,000 | 297,569,000 | 285,739,000 | 274,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,022,504,000 | 10,047,068,000 | 10,287,792,000 | 10,683,286,000 |
| Interest-bearing deposits | 6,794,863,000 | 6,793,261,000 | 6,988,448,000 | 7,468,341,000 |
| Noninterest-bearing deposits | 3,227,641,000 | 3,253,807,000 | 3,299,344,000 | 3,214,945,000 |
| Equity capital | 1,542,902,000 | 1,522,053,000 | 1,558,277,000 | 1,522,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 114,316,000 | 235,545,000 | 363,330,000 | 496,287,000 |
| Interest expense | 9,349,000 | 20,102,000 | 33,761,000 | 49,622,000 |
| Net interest income | 104,967,000 | 215,443,000 | 329,569,000 | 446,665,000 |
| Noninterest income | 24,201,000 | 47,934,000 | 72,829,000 | 96,656,000 |
| Noninterest expense | 72,361,000 | 148,094,000 | 225,170,000 | 303,296,000 |
| Provision for loan losses | 3,672,000 | 5,017,000 | 6,352,000 | 8,402,000 |
| Pretax income | 52,195,000 | 108,962,000 | 169,574,000 | 230,967,000 |
| Income tax | 9,079,000 | 23,620,000 | 37,760,000 | 51,442,000 |
| Net income | 43,116,000 | 85,342,000 | 131,814,000 | 179,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,226,544,000 | 1,220,098,000 | 1,269,814,000 | 1,216,448,000 |
| Total capital | 1,290,069,000 | 1,284,064,000 | 1,334,114,000 | 1,281,061,000 |
| Risk-weighted assets | 9,181,908,000 | 9,252,050,000 | 9,244,073,000 | 9,421,012,000 |