Call reports 2017
UNITED COMMUNITY BANK — 2017
What UNITED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 10,710,618,000 | 10,817,173,000 | 11,106,237,000 | 11,903,875,000 |
| Total loans | 6,981,481,000 | 7,066,642,000 | 7,233,230,000 | 7,768,306,000 |
| Allowance for loan losses | 60,543,000 | 59,500,000 | 58,605,000 | 58,914,000 |
| Securities available for sale | 2,435,409,000 | 2,473,411,000 | 2,540,413,000 | 2,615,793,000 |
| Securities held to maturity | 329,992,000 | 312,002,000 | 306,741,000 | 321,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,840,091,000 | 8,820,998,000 | 9,211,578,000 | 9,846,516,000 |
| Interest-bearing deposits | 6,085,079,000 | 5,998,476,000 | 6,319,016,000 | 6,746,123,000 |
| Noninterest-bearing deposits | 2,755,012,000 | 2,822,522,000 | 2,892,562,000 | 3,100,393,000 |
| Equity capital | 1,181,866,000 | 1,219,683,000 | 1,266,180,000 | 1,390,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 90,794,000 | 183,458,000 | 281,512,000 | 387,482,000 |
| Interest expense | 4,560,000 | 9,774,000 | 16,137,000 | 23,641,000 |
| Net interest income | 86,234,000 | 173,684,000 | 265,375,000 | 363,841,000 |
| Noninterest income | 21,710,000 | 45,610,000 | 66,418,000 | 89,064,000 |
| Noninterest expense | 61,342,000 | 123,581,000 | 188,713,000 | 263,615,000 |
| Provision for loan losses | 800,000 | 1,380,000 | 2,120,000 | 3,489,000 |
| Pretax income | 45,800,000 | 94,334,000 | 141,149,000 | 185,842,000 |
| Income tax | 20,562,000 | 38,623,000 | 55,943,000 | 106,449,000 |
| Net income | 25,238,000 | 55,711,000 | 85,206,000 | 79,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 965,389,000 | 1,010,741,000 | 1,028,893,000 | 1,135,728,000 |
| Total capital | 1,027,934,000 | 1,072,463,000 | 1,089,980,000 | 1,196,954,000 |
| Risk-weighted assets | 7,848,467,000 | 7,871,044,000 | 8,118,460,000 | 8,781,177,000 |