Call reports 2013
UNITED COMMUNITY BANK — 2013
What UNITED COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 6,842,440,000 | 7,131,536,000 | 7,210,045,000 | 7,392,483,000 |
| Total loans | 4,240,161,000 | 4,234,225,000 | 4,302,359,000 | 4,359,916,000 |
| Allowance for loan losses | 105,753,000 | 81,845,000 | 80,372,000 | 76,762,000 |
| Securities available for sale | 1,907,012,000 | 1,941,738,000 | 1,968,030,000 | 1,829,517,000 |
| Securities held to maturity | 231,089,000 | 214,947,000 | 205,613,000 | 479,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,079,173,000 | 6,059,175,000 | 6,180,558,000 | 6,240,260,000 |
| Interest-bearing deposits | 4,777,781,000 | 4,707,128,000 | 4,758,225,000 | 4,848,644,000 |
| Noninterest-bearing deposits | 1,301,392,000 | 1,352,047,000 | 1,422,333,000 | 1,391,616,000 |
| Equity capital | 663,823,000 | 884,355,000 | 889,743,000 | 861,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 61,768,000 | 123,090,000 | 184,079,000 | 245,831,000 |
| Interest expense | 4,835,000 | 9,317,000 | 13,364,000 | 16,793,000 |
| Net interest income | 56,933,000 | 113,773,000 | 170,715,000 | 229,038,000 |
| Noninterest income | 11,354,000 | 23,195,000 | 37,552,000 | 50,725,000 |
| Noninterest expense | 42,267,000 | 86,726,000 | 127,173,000 | 171,111,000 |
| Provision for loan losses | 11,000,000 | 59,500,000 | 62,500,000 | 63,335,000 |
| Pretax income | 15,136,000 | -9,142,000 | 18,710,000 | 45,503,000 |
| Income tax | 585,000 | -235,186,000 | -223,102,000 | -213,326,000 |
| Net income | 14,551,000 | 226,044,000 | 241,812,000 | 258,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 681,843,000 | 677,694,000 | 704,591,000 | 686,687,000 |
| Total capital | 740,329,000 | 737,615,000 | 765,646,000 | 750,216,000 |
| Risk-weighted assets | 4,631,628,000 | 4,771,764,000 | 4,865,066,000 | 5,066,948,000 |