Call reports 2012
UNITED COMMUNITY BANK — 2012
What UNITED COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 7,166,911,000 | 6,729,489,000 | 6,693,116,000 | 6,794,846,000 |
| Total loans | 4,199,541,000 | 4,179,334,000 | 4,205,466,000 | 4,237,245,000 |
| Allowance for loan losses | 113,601,000 | 112,705,000 | 107,642,000 | 107,137,000 |
| Securities available for sale | 1,896,251,000 | 1,699,000,000 | 1,759,399,000 | 1,831,772,000 |
| Securities held to maturity | 303,636,000 | 282,750,000 | 262,648,000 | 244,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,067,277,000 | 5,883,738,000 | 5,880,603,000 | 6,009,220,000 |
| Interest-bearing deposits | 4,961,084,000 | 4,729,013,000 | 4,666,674,000 | 4,752,861,000 |
| Noninterest-bearing deposits | 1,106,193,000 | 1,154,725,000 | 1,213,929,000 | 1,256,359,000 |
| Equity capital | 632,307,000 | 633,124,000 | 647,912,000 | 648,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 69,774,000 | 136,107,000 | 201,665,000 | 265,728,000 |
| Interest expense | 9,017,000 | 16,615,000 | 22,877,000 | 28,259,000 |
| Net interest income | 60,757,000 | 119,492,000 | 178,788,000 | 237,469,000 |
| Noninterest income | 12,071,000 | 24,403,000 | 29,601,000 | 40,880,000 |
| Noninterest expense | 44,409,000 | 94,661,000 | 129,737,000 | 177,104,000 |
| Provision for loan losses | 15,000,000 | 33,000,000 | 48,500,000 | 62,500,000 |
| Pretax income | 13,976,000 | 23,281,000 | 37,199,000 | 45,823,000 |
| Income tax | 314,000 | 764,000 | 652,000 | 1,439,000 |
| Net income | 13,662,000 | 22,517,000 | 36,547,000 | 44,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,082,000 | 643,265,000 | 658,020,000 | 666,585,000 |
| Total capital | 687,224,000 | 699,808,000 | 715,492,000 | 724,738,000 |
| Risk-weighted assets | 4,595,894,000 | 4,467,306,000 | 4,547,608,000 | 4,603,225,000 |