Call reports 2011
UNITED COMMUNITY BANK — 2011
What UNITED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 7,704,681,000 | 7,146,442,000 | 6,888,971,000 | 6,977,357,000 |
| Total loans | 4,363,656,000 | 4,253,692,000 | 4,189,758,000 | 4,187,977,000 |
| Allowance for loan losses | 133,121,000 | 127,638,000 | 146,092,000 | 114,468,000 |
| Securities available for sale | 2,106,128,000 | 1,989,156,000 | 1,766,579,000 | 1,787,676,000 |
| Securities held to maturity | 245,430,000 | 371,578,000 | 353,739,000 | 330,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,683,336,000 | 6,266,295,000 | 6,081,755,000 | 6,170,142,000 |
| Interest-bearing deposits | 5,811,262,000 | 5,360,368,000 | 5,107,417,000 | 5,172,314,000 |
| Noninterest-bearing deposits | 872,074,000 | 905,927,000 | 974,338,000 | 997,828,000 |
| Equity capital | 623,597,000 | 642,170,000 | 626,464,000 | 624,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 75,528,000 | 152,027,000 | 226,148,000 | 297,629,000 |
| Interest expense | 17,179,000 | 32,894,000 | 45,804,000 | 56,330,000 |
| Net interest income | 58,349,000 | 119,133,000 | 180,344,000 | 241,299,000 |
| Noninterest income | -48,929,000 | -35,689,000 | -25,150,000 | -19,611,000 |
| Noninterest expense | 54,194,000 | 103,045,000 | 148,863,000 | 192,704,000 |
| Provision for loan losses | 190,000,000 | 201,000,000 | 237,000,000 | 251,000,000 |
| Pretax income | -234,719,000 | -219,763,000 | -229,831,000 | -221,174,000 |
| Income tax | 264,000 | 928,000 | 204,000 | -5,255,000 |
| Net income | -234,983,000 | -220,691,000 | -230,035,000 | -215,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 597,963,000 | 613,016,000 | 604,420,000 | 614,532,000 |
| Total capital | 681,671,000 | 695,358,000 | 661,322,000 | 671,718,000 |
| Risk-weighted assets | 4,703,255,000 | 4,598,090,000 | 4,462,975,000 | 4,517,568,000 |