Call reports 2009
UNITED COMMUNITY BANK — 2009
What UNITED COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 8,154,936,000 | 8,445,606,000 | 8,430,409,000 | 7,984,141,000 |
| Total loans | 5,675,866,000 | 5,665,124,000 | 5,487,165,000 | 5,266,799,000 |
| Allowance for loan losses | 143,990,000 | 145,678,000 | 150,187,000 | 155,602,000 |
| Securities available for sale | 1,741,380,000 | 1,815,947,000 | 1,927,849,000 | 1,657,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,660,357,000 | 6,888,822,000 | 6,857,245,000 | 6,660,019,000 |
| Interest-bearing deposits | 5,984,539,000 | 6,165,068,000 | 6,144,422,000 | 5,943,150,000 |
| Noninterest-bearing deposits | 675,818,000 | 723,754,000 | 712,823,000 | 716,869,000 |
| Equity capital | 963,438,000 | 932,212,000 | 1,085,477,000 | 1,042,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 103,980,000 | 205,883,000 | 305,926,000 | 402,802,000 |
| Interest expense | 43,991,000 | 83,667,000 | 119,633,000 | 150,980,000 |
| Net interest income | 59,989,000 | 122,216,000 | 186,293,000 | 251,822,000 |
| Noninterest income | 11,217,000 | 34,695,000 | 45,426,000 | 51,127,000 |
| Noninterest expense | 124,434,000 | 177,298,000 | 251,611,000 | 304,595,000 |
| Provision for loan losses | 65,000,000 | 125,000,000 | 220,000,000 | 310,000,000 |
| Pretax income | -117,925,000 | -145,795,000 | -239,151,000 | -309,002,000 |
| Income tax | -15,934,000 | -29,312,000 | -55,177,000 | -86,403,000 |
| Net income | -101,991,000 | -116,483,000 | -183,974,000 | -222,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 660,233,000 | 638,943,000 | 783,591,000 | 720,075,000 |
| Total capital | 764,578,000 | 743,137,000 | 888,036,000 | 819,415,000 |
| Risk-weighted assets | 5,877,945,000 | 5,864,094,000 | 5,879,869,000 | 5,460,954,000 |