Call reports 2001
UNITED COMMUNITY BANK — 2001
What UNITED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 630,430,000 | 887,243,000 | 879,939,000 | 913,132,000 |
| Total loans | 460,286,000 | 655,670,000 | 643,762,000 | 706,265,000 |
| Allowance for loan losses | 5,956,000 | 9,178,000 | 9,497,000 | 9,156,000 |
| Securities available for sale | 115,532,000 | 146,701,000 | 152,148,000 | 158,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,306,000 | 699,164,000 | 718,850,000 | 724,718,000 |
| Interest-bearing deposits | 455,245,000 | 615,472,000 | 634,539,000 | 641,250,000 |
| Noninterest-bearing deposits | 56,061,000 | 83,692,000 | 84,311,000 | 83,468,000 |
| Equity capital | 49,511,000 | 69,282,000 | 71,043,000 | 72,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,773,000 | 37,794,000 | 55,497,000 | 73,059,000 |
| Interest expense | 6,919,000 | 18,881,000 | 27,325,000 | 34,672,000 |
| Net interest income | 6,854,000 | 18,913,000 | 28,172,000 | 38,387,000 |
| Noninterest income | 3,266,000 | 7,877,000 | 11,915,000 | 16,726,000 |
| Noninterest expense | 5,692,000 | 16,385,000 | 24,184,000 | 33,305,000 |
| Provision for loan losses | 398,000 | 1,655,000 | 2,172,000 | 2,730,000 |
| Pretax income | 4,030,000 | 8,750,000 | 13,731,000 | 19,078,000 |
| Income tax | 1,328,000 | 2,940,000 | 4,578,000 | 6,343,000 |
| Net income | 2,702,000 | 5,810,000 | 9,153,000 | 12,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,800,000 | 67,334,000 | 67,187,000 | 70,780,000 |
| Total capital | 50,302,000 | 75,375,000 | 75,148,000 | 79,459,000 |
| Risk-weighted assets | 439,716,000 | 642,116,000 | 635,374,000 | 693,855,000 |