Call reports 2001
CITIZENS COMMUNITY BANK OF FLORIDA — 2001
What CITIZENS COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 178,057,000 |
| Total loans | 133,989,000 |
| Allowance for loan losses | 1,723,000 |
| Securities available for sale | 3,378,000 |
| Securities held to maturity | 2,000,000 |
| Trading assets | 0 |
| Total deposits | 163,919,000 |
| Interest-bearing deposits | 144,813,000 |
| Noninterest-bearing deposits | 19,106,000 |
| Equity capital | 13,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 3,325,000 |
| Interest expense | 1,715,000 |
| Net interest income | 1,610,000 |
| Noninterest income | 125,000 |
| Noninterest expense | 1,006,000 |
| Provision for loan losses | 140,000 |
| Pretax income | 589,000 |
| Income tax | 222,000 |
| Net income | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 13,486,000 |
| Total capital | 15,132,000 |
| Risk-weighted assets | 131,221,000 |