Call reports 2004
BRECKINRIDGE BANK — 2004
What BRECKINRIDGE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,875,000 | 30,351,000 | 31,143,000 | 30,679,000 |
| Total loans | 12,203,000 | 12,077,000 | 12,251,000 | 11,630,000 |
| Allowance for loan losses | 130,000 | 118,000 | 124,000 | 150,000 |
| Securities available for sale | 4,848,000 | 5,076,000 | 7,057,000 | 9,781,000 |
| Securities held to maturity | 8,871,000 | 8,488,000 | 8,069,000 | 7,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,381,000 | 27,895,000 | 28,315,000 | 27,970,000 |
| Interest-bearing deposits | 22,394,000 | 23,075,000 | 23,928,000 | 23,107,000 |
| Noninterest-bearing deposits | 4,987,000 | 4,820,000 | 4,387,000 | 4,863,000 |
| Equity capital | 2,415,000 | 2,381,000 | 2,630,000 | 2,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 798,000 | 1,215,000 | 1,633,000 |
| Interest expense | 143,000 | 292,000 | 446,000 | 605,000 |
| Net interest income | 254,000 | 506,000 | 769,000 | 1,028,000 |
| Noninterest income | 25,000 | 45,000 | 63,000 | 85,000 |
| Noninterest expense | 135,000 | 276,000 | 426,000 | 605,000 |
| Provision for loan losses | 6,000 | 37,000 | 43,000 | 84,000 |
| Pretax income | 138,000 | 238,000 | 363,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 238,000 | 363,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,378,000 | 2,478,000 | 2,603,000 | 2,664,000 |
| Total capital | 2,508,000 | 2,596,000 | 2,727,000 | 2,814,000 |
| Risk-weighted assets | 14,625,000 | 14,505,000 | 14,654,000 | 14,071,000 |