Call reports 2003
BRECKINRIDGE BANK — 2003
What BRECKINRIDGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,606,000 | 27,724,000 | 28,055,000 | 28,227,000 |
| Total loans | 10,964,000 | 11,521,000 | 11,766,000 | 12,307,000 |
| Allowance for loan losses | 122,000 | 129,000 | 122,000 | 121,000 |
| Securities available for sale | 3,203,000 | 4,517,000 | 3,962,000 | 4,380,000 |
| Securities held to maturity | 9,867,000 | 9,506,000 | 8,729,000 | 9,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,572,000 | 25,505,000 | 25,813,000 | 25,901,000 |
| Interest-bearing deposits | 21,393,000 | 21,299,000 | 21,737,000 | 21,439,000 |
| Noninterest-bearing deposits | 4,179,000 | 4,206,000 | 4,076,000 | 4,462,000 |
| Equity capital | 1,961,000 | 2,132,000 | 2,162,000 | 2,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 797,000 | 1,207,000 | 1,605,000 |
| Interest expense | 163,000 | 319,000 | 473,000 | 621,000 |
| Net interest income | 235,000 | 478,000 | 734,000 | 984,000 |
| Noninterest income | 25,000 | 54,000 | 79,000 | 102,000 |
| Noninterest expense | 128,000 | 271,000 | 413,000 | 599,000 |
| Provision for loan losses | 34,000 | 40,000 | 46,000 | 52,000 |
| Pretax income | 98,000 | 221,000 | 354,000 | 438,000 |
| Income tax | 39,000 | 39,000 | 39,000 | 29,000 |
| Net income | 59,000 | 182,000 | 315,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,890,000 | 2,013,000 | 2,146,000 | 2,240,000 |
| Total capital | 2,012,000 | 2,142,000 | 2,268,000 | 2,361,000 |
| Risk-weighted assets | 13,713,000 | 14,229,000 | 14,291,000 | 14,668,000 |