Call reports 2002
BRECKINRIDGE BANK — 2002
What BRECKINRIDGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,842,000 | 26,311,000 | 26,970,000 | 27,650,000 |
| Total loans | 9,289,000 | 9,618,000 | 10,345,000 | 11,054,000 |
| Allowance for loan losses | 103,000 | 98,000 | 106,000 | 114,000 |
| Securities available for sale | 1,960,000 | 1,943,000 | 2,382,000 | 3,426,000 |
| Securities held to maturity | 11,496,000 | 11,086,000 | 10,901,000 | 11,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,618,000 | 23,995,000 | 24,524,000 | 25,142,000 |
| Interest-bearing deposits | 19,807,000 | 20,356,000 | 20,868,000 | 21,268,000 |
| Noninterest-bearing deposits | 3,811,000 | 3,639,000 | 3,656,000 | 3,874,000 |
| Equity capital | 2,120,000 | 2,238,000 | 2,342,000 | 1,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 805,000 | 1,225,000 | 1,638,000 |
| Interest expense | 186,000 | 371,000 | 559,000 | 745,000 |
| Net interest income | 214,000 | 434,000 | 666,000 | 893,000 |
| Noninterest income | 24,000 | 52,000 | 79,000 | 100,000 |
| Noninterest expense | 120,000 | 252,000 | 382,000 | 553,000 |
| Provision for loan losses | 6,000 | 12,000 | 38,000 | 74,000 |
| Pretax income | 112,000 | 222,000 | 325,000 | 333,000 |
| Income tax | 24,000 | 46,000 | 63,000 | 56,000 |
| Net income | 88,000 | 176,000 | 262,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,107,000 | 2,202,000 | 2,296,000 | 1,831,000 |
| Total capital | 2,210,000 | 2,300,000 | 2,402,000 | 1,945,000 |
| Risk-weighted assets | 12,360,000 | 12,730,000 | 13,593,000 | 14,240,000 |