Call reports 2001
BRECKINRIDGE BANK — 2001
What BRECKINRIDGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,031,000 | 23,463,000 | 24,582,000 | 24,788,000 |
| Total loans | 8,153,000 | 8,607,000 | 8,902,000 | 9,102,000 |
| Allowance for loan losses | 90,000 | 77,000 | 84,000 | 89,000 |
| Securities available for sale | 2,309,000 | 1,659,000 | 2,749,000 | 1,551,000 |
| Securities held to maturity | 10,193,000 | 10,457,000 | 11,151,000 | 11,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,992,000 | 21,357,000 | 22,364,000 | 22,632,000 |
| Interest-bearing deposits | 17,569,000 | 18,128,000 | 18,906,000 | 19,130,000 |
| Noninterest-bearing deposits | 3,423,000 | 3,229,000 | 3,458,000 | 3,502,000 |
| Equity capital | 1,939,000 | 2,009,000 | 2,107,000 | 2,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 820,000 | 1,234,000 | 1,644,000 |
| Interest expense | 216,000 | 440,000 | 662,000 | 866,000 |
| Net interest income | 194,000 | 380,000 | 572,000 | 778,000 |
| Noninterest income | 35,000 | 67,000 | 91,000 | 120,000 |
| Noninterest expense | 96,000 | 209,000 | 335,000 | 501,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 127,000 | 226,000 | 310,000 | 373,000 |
| Income tax | 34,000 | 58,000 | 74,000 | 80,000 |
| Net income | 93,000 | 168,000 | 236,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,920,000 | 1,992,000 | 2,072,000 | 2,021,000 |
| Total capital | 2,010,000 | 2,069,000 | 2,156,000 | 2,110,000 |
| Risk-weighted assets | 10,515,000 | 10,978,000 | 11,633,000 | 11,866,000 |