Call reports 2003
SUSQUEHANNA BANK DV — 2003
What SUSQUEHANNA BANK DV reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 793,266,000 | 803,089,000 | 797,754,000 | 853,729,000 |
| Total loans | 467,201,000 | 487,406,000 | 528,021,000 | 575,013,000 |
| Allowance for loan losses | 5,640,000 | 5,729,000 | 5,961,000 | 5,641,000 |
| Securities available for sale | 230,139,000 | 237,221,000 | 201,824,000 | 212,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 665,600,000 | 669,599,000 | 655,403,000 | 706,191,000 |
| Interest-bearing deposits | 545,131,000 | 532,414,000 | 533,102,000 | 586,538,000 |
| Noninterest-bearing deposits | 120,469,000 | 137,185,000 | 122,301,000 | 119,653,000 |
| Equity capital | 45,185,000 | 46,846,000 | 46,708,000 | 49,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,344,000 | 18,681,000 | 27,594,000 | 37,421,000 |
| Interest expense | 2,261,000 | 4,507,000 | 6,468,000 | 8,457,000 |
| Net interest income | 7,083,000 | 14,174,000 | 21,126,000 | 28,964,000 |
| Noninterest income | 903,000 | 1,729,000 | 2,750,000 | 3,788,000 |
| Noninterest expense | 4,794,000 | 9,602,000 | 14,657,000 | 19,730,000 |
| Provision for loan losses | 285,000 | 570,000 | 870,000 | 1,170,000 |
| Pretax income | 2,907,000 | 5,731,000 | 8,382,000 | 11,885,000 |
| Income tax | 874,000 | 1,795,000 | 2,505,000 | 3,551,000 |
| Net income | 2,033,000 | 3,936,000 | 5,877,000 | 8,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,072,000 | 45,965,000 | 47,906,000 | 50,359,000 |
| Total capital | 69,712,000 | 71,694,000 | 73,867,000 | 76,000,000 |
| Risk-weighted assets | 557,655,000 | 576,125,000 | 620,743,000 | 677,159,000 |