Call reports 2025
PEOPLES NATIONAL BANK OF KEWANEE — 2025
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 581,178,000 | 575,132,000 | 589,814,000 | 587,327,000 |
| Total loans | 170,764,000 | 177,286,000 | 180,117,000 | 179,721,000 |
| Allowance for loan losses | 2,873,000 | 2,751,000 | 2,950,000 | 2,636,000 |
| Securities available for sale | 325,039,000 | 333,622,000 | 342,147,000 | 336,163,000 |
| Securities held to maturity | 10,091,000 | 10,079,000 | 10,060,000 | 8,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,394,000 | 513,397,000 | 522,175,000 | 518,325,000 |
| Interest-bearing deposits | 460,019,000 | 454,621,000 | 464,845,000 | 457,998,000 |
| Noninterest-bearing deposits | 62,375,000 | 58,776,000 | 57,330,000 | 60,327,000 |
| Equity capital | 45,745,000 | 49,391,000 | 55,436,000 | 57,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,115,000 | 12,278,000 | 18,575,000 | 24,853,000 |
| Interest expense | 2,530,000 | 4,912,000 | 7,308,000 | 9,691,000 |
| Net interest income | 3,585,000 | 7,366,000 | 11,267,000 | 15,162,000 |
| Noninterest income | 321,000 | 654,000 | 979,000 | 1,285,000 |
| Noninterest expense | 2,729,000 | 5,256,000 | 7,987,000 | 10,432,000 |
| Provision for loan losses | 400,000 | 493,000 | 592,000 | 813,000 |
| Pretax income | 731,000 | 2,283,000 | 3,710,000 | 5,280,000 |
| Income tax | 53,000 | 180,000 | 332,000 | 489,000 |
| Net income | 678,000 | 2,103,000 | 3,378,000 | 4,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,286,000 | 60,607,000 | 61,752,000 | 62,550,000 |
| Total capital | 62,308,000 | 63,453,000 | 64,796,000 | 65,245,000 |
| Risk-weighted assets | 418,856,000 | 420,250,000 | 420,933,000 | 419,460,000 |