Call reports 2023
PEOPLES NATIONAL BANK OF KEWANEE — 2023
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 551,945,000 | 546,389,000 | 535,892,000 | 540,035,000 |
| Total loans | 160,015,000 | 168,071,000 | 169,661,000 | 167,833,000 |
| Allowance for loan losses | 2,726,000 | 3,160,000 | 2,778,000 | 2,455,000 |
| Securities available for sale | 329,086,000 | 320,232,000 | 308,623,000 | 308,856,000 |
| Securities held to maturity | 13,074,000 | 13,059,000 | 13,038,000 | 11,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,849,000 | 498,426,000 | 491,539,000 | 487,195,000 |
| Interest-bearing deposits | 447,934,000 | 435,677,000 | 432,487,000 | 426,679,000 |
| Noninterest-bearing deposits | 62,915,000 | 62,749,000 | 59,052,000 | 60,516,000 |
| Equity capital | 37,989,000 | 34,883,000 | 31,079,000 | 39,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,079,000 | 9,990,000 | 15,265,000 | 20,626,000 |
| Interest expense | 1,042,000 | 2,393,000 | 4,205,000 | 6,337,000 |
| Net interest income | 4,037,000 | 7,597,000 | 11,060,000 | 14,289,000 |
| Noninterest income | 314,000 | 620,000 | 1,985,000 | 2,419,000 |
| Noninterest expense | 2,784,000 | 5,367,000 | 8,168,000 | 10,705,000 |
| Provision for loan losses | 320,000 | 749,000 | 362,000 | 57,000 |
| Pretax income | 762,000 | 1,616,000 | 4,032,000 | 5,462,000 |
| Income tax | 125,000 | 257,000 | 332,000 | 534,000 |
| Net income | 637,000 | 1,359,000 | 3,700,000 | 4,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,776,000 | 53,398,000 | 55,634,000 | 56,369,000 |
| Total capital | 55,501,000 | 56,558,000 | 58,412,000 | 58,828,000 |
| Risk-weighted assets | 407,376,000 | 398,659,000 | 414,318,000 | 392,206,000 |