Call reports 2022
PEOPLES NATIONAL BANK OF KEWANEE — 2022
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 572,505,000 | 563,828,000 | 559,710,000 | 546,694,000 |
| Total loans | 140,530,000 | 141,619,000 | 140,671,000 | 159,174,000 |
| Allowance for loan losses | 2,232,000 | 2,169,000 | 2,207,000 | 2,156,000 |
| Securities available for sale | 325,234,000 | 332,302,000 | 329,868,000 | 321,728,000 |
| Securities held to maturity | 16,476,000 | 15,794,000 | 15,767,000 | 13,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,555,000 | 517,739,000 | 518,939,000 | 509,452,000 |
| Interest-bearing deposits | 455,646,000 | 455,816,000 | 457,213,000 | 444,216,000 |
| Noninterest-bearing deposits | 62,909,000 | 61,923,000 | 61,726,000 | 65,236,000 |
| Equity capital | 47,703,000 | 40,070,000 | 34,748,000 | 34,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,034,000 | 8,012,000 | 12,312,000 | 17,065,000 |
| Interest expense | 579,000 | 1,157,000 | 1,772,000 | 2,556,000 |
| Net interest income | 3,455,000 | 6,855,000 | 10,540,000 | 14,509,000 |
| Noninterest income | 287,000 | 614,000 | 974,000 | 1,368,000 |
| Noninterest expense | 2,522,000 | 5,253,000 | 7,878,000 | 10,399,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 55,000 |
| Pretax income | 1,214,000 | 2,199,000 | 3,594,000 | 5,405,000 |
| Income tax | 215,000 | 362,000 | 603,000 | 936,000 |
| Net income | 999,000 | 1,837,000 | 2,991,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,502,000 | 50,240,000 | 51,295,000 | 52,328,000 |
| Total capital | 51,734,000 | 52,409,000 | 53,502,000 | 54,484,000 |
| Risk-weighted assets | 357,048,000 | 369,707,000 | 374,422,000 | 414,183,000 |