Call reports 2021
PEOPLES NATIONAL BANK OF KEWANEE — 2021
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 538,187,000 | 547,629,000 | 565,691,000 | 566,588,000 |
| Total loans | 152,144,000 | 153,117,000 | 150,866,000 | 145,229,000 |
| Allowance for loan losses | 2,798,000 | 2,686,000 | 2,605,000 | 2,207,000 |
| Securities available for sale | 284,579,000 | 301,115,000 | 318,919,000 | 324,387,000 |
| Securities held to maturity | 11,629,000 | 11,608,000 | 12,655,000 | 11,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,261,000 | 483,777,000 | 500,228,000 | 503,596,000 |
| Interest-bearing deposits | 363,149,000 | 366,910,000 | 385,058,000 | 436,675,000 |
| Noninterest-bearing deposits | 114,112,000 | 116,867,000 | 115,170,000 | 66,921,000 |
| Equity capital | 53,596,000 | 55,606,000 | 56,860,000 | 56,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 7,204,000 | 11,081,000 | 14,962,000 |
| Interest expense | 487,000 | 993,000 | 1,548,000 | 2,151,000 |
| Net interest income | 2,966,000 | 6,211,000 | 9,533,000 | 12,811,000 |
| Noninterest income | 288,000 | 591,000 | 910,000 | 1,282,000 |
| Noninterest expense | 2,356,000 | 4,923,000 | 7,351,000 | 10,041,000 |
| Provision for loan losses | 25,000 | 25,000 | -225,000 | -225,000 |
| Pretax income | 873,000 | 1,848,000 | 3,315,000 | 4,278,000 |
| Income tax | 168,000 | 341,000 | 687,000 | 804,000 |
| Net income | 705,000 | 1,507,000 | 2,628,000 | 3,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,341,000 | 47,109,000 | 48,205,000 | 48,601,000 |
| Total capital | 49,139,000 | 49,795,000 | 50,810,000 | 50,808,000 |
| Risk-weighted assets | 308,351,000 | 315,238,000 | 331,775,000 | 340,573,000 |