Call reports 2020
PEOPLES NATIONAL BANK OF KEWANEE — 2020
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 376,015,000 | 399,848,000 | 410,215,000 | 428,542,000 |
| Total loans | 155,926,000 | 156,335,000 | 151,746,000 | 145,342,000 |
| Allowance for loan losses | 2,666,000 | 2,242,000 | 2,572,000 | 2,734,000 |
| Securities available for sale | 139,894,000 | 156,522,000 | 165,851,000 | 196,749,000 |
| Securities held to maturity | 11,607,000 | 11,586,000 | 11,550,000 | 9,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,056,000 | 338,216,000 | 347,451,000 | 365,380,000 |
| Interest-bearing deposits | 258,813,000 | 269,761,000 | 282,817,000 | 291,847,000 |
| Noninterest-bearing deposits | 60,243,000 | 68,455,000 | 64,634,000 | 73,533,000 |
| Equity capital | 50,641,000 | 54,695,000 | 55,460,000 | 55,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,713,000 | 7,251,000 | 10,680,000 | 14,509,000 |
| Interest expense | 510,000 | 1,027,000 | 1,544,000 | 2,086,000 |
| Net interest income | 3,203,000 | 6,224,000 | 9,136,000 | 12,423,000 |
| Noninterest income | 291,000 | 547,000 | 791,000 | 1,081,000 |
| Noninterest expense | 2,129,000 | 4,452,000 | 6,665,000 | 9,175,000 |
| Provision for loan losses | 567,000 | 842,000 | 1,167,000 | 1,632,000 |
| Pretax income | 820,000 | 1,450,000 | 2,076,000 | 2,658,000 |
| Income tax | 183,000 | 321,000 | 456,000 | 389,000 |
| Net income | 637,000 | 1,129,000 | 1,620,000 | 2,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,578,000 | 46,994,000 | 47,385,000 | 47,624,000 |
| Total capital | 49,244,000 | 49,236,000 | 49,957,000 | 50,358,000 |
| Risk-weighted assets | 240,622,000 | 251,094,000 | 244,589,000 | 254,955,000 |