Call reports 2019
PEOPLES NATIONAL BANK OF KEWANEE — 2019
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 357,269,000 | 352,021,000 | 360,662,000 | 369,265,000 |
| Total loans | 159,699,000 | 159,507,000 | 147,873,000 | 157,447,000 |
| Allowance for loan losses | 2,231,000 | 2,160,000 | 2,495,000 | 2,976,000 |
| Securities available for sale | 127,718,000 | 129,128,000 | 130,105,000 | 128,565,000 |
| Securities held to maturity | 9,314,000 | 9,958,000 | 9,918,000 | 8,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,455,000 | 295,104,000 | 302,392,000 | 311,827,000 |
| Interest-bearing deposits | 239,426,000 | 235,872,000 | 243,667,000 | 251,667,000 |
| Noninterest-bearing deposits | 63,029,000 | 59,232,000 | 58,725,000 | 60,160,000 |
| Equity capital | 51,082,000 | 52,830,000 | 53,910,000 | 51,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,310,000 | 7,843,000 | 11,717,000 | 15,303,000 |
| Interest expense | 307,000 | 633,000 | 1,005,000 | 1,484,000 |
| Net interest income | 4,003,000 | 7,210,000 | 10,712,000 | 13,819,000 |
| Noninterest income | 274,000 | 507,000 | 784,000 | 1,070,000 |
| Noninterest expense | 2,424,000 | 4,749,000 | 6,911,000 | 9,495,000 |
| Provision for loan losses | 325,000 | 400,000 | 775,000 | 1,100,000 |
| Pretax income | 1,552,000 | 2,591,000 | 3,850,000 | 4,339,000 |
| Income tax | 384,000 | 636,000 | 954,000 | 1,034,000 |
| Net income | 1,168,000 | 1,955,000 | 2,896,000 | 3,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,480,000 | 45,192,000 | 46,057,000 | 46,040,000 |
| Total capital | 46,711,000 | 47,352,000 | 48,552,000 | 48,855,000 |
| Risk-weighted assets | 224,098,000 | 212,184,000 | 201,622,000 | 225,071,000 |