Call reports 2016
PEOPLES NATIONAL BANK OF KEWANEE — 2016
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 250,397,000 | 252,362,000 | 250,954,000 | 247,662,000 |
| Total loans | 93,022,000 | 93,470,000 | 98,229,000 | 108,454,000 |
| Allowance for loan losses | 1,855,000 | 1,878,000 | 1,871,000 | 1,886,000 |
| Securities available for sale | 105,790,000 | 103,238,000 | 105,526,000 | 103,307,000 |
| Securities held to maturity | 6,987,000 | 6,974,000 | 7,301,000 | 6,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,270,000 | 201,118,000 | 198,885,000 | 197,217,000 |
| Interest-bearing deposits | 159,839,000 | 161,604,000 | 159,902,000 | 154,285,000 |
| Noninterest-bearing deposits | 40,431,000 | 39,514,000 | 38,983,000 | 42,932,000 |
| Equity capital | 46,011,000 | 46,986,000 | 47,451,000 | 45,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,488,000 | 4,881,000 | 7,322,000 | 9,735,000 |
| Interest expense | 153,000 | 305,000 | 459,000 | 626,000 |
| Net interest income | 2,335,000 | 4,576,000 | 6,863,000 | 9,109,000 |
| Noninterest income | 151,000 | 294,000 | 453,000 | 606,000 |
| Noninterest expense | 1,676,000 | 3,325,000 | 4,938,000 | 6,590,000 |
| Provision for loan losses | 40,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 766,000 | 1,566,000 | 2,394,000 | 3,143,000 |
| Income tax | 193,000 | 428,000 | 675,000 | 953,000 |
| Net income | 573,000 | 1,138,000 | 1,719,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,229,000 | 43,631,000 | 44,040,000 | 44,114,000 |
| Total capital | 45,084,000 | 45,507,000 | 45,911,000 | 46,000,000 |
| Risk-weighted assets | 153,935,000 | 156,631,000 | 163,268,000 | 167,818,000 |