Call reports 2015
PEOPLES NATIONAL BANK OF KEWANEE — 2015
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 250,543,000 | 251,736,000 | 253,039,000 | 254,478,000 |
| Total loans | 98,619,000 | 95,788,000 | 96,710,000 | 95,182,000 |
| Allowance for loan losses | 2,170,000 | 2,089,000 | 2,073,000 | 1,863,000 |
| Securities available for sale | 107,639,000 | 105,882,000 | 106,098,000 | 102,622,000 |
| Securities held to maturity | 4,463,000 | 5,994,000 | 7,097,000 | 7,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,161,000 | 204,318,000 | 204,123,000 | 205,610,000 |
| Interest-bearing deposits | 159,698,000 | 164,516,000 | 167,338,000 | 162,111,000 |
| Noninterest-bearing deposits | 41,463,000 | 39,802,000 | 36,785,000 | 43,499,000 |
| Equity capital | 45,361,000 | 44,681,000 | 45,729,000 | 44,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,427,000 | 8,029,000 | 10,478,000 |
| Interest expense | 159,000 | 319,000 | 484,000 | 663,000 |
| Net interest income | 2,426,000 | 5,108,000 | 7,545,000 | 9,815,000 |
| Noninterest income | 146,000 | 286,000 | 418,000 | 512,000 |
| Noninterest expense | 1,695,000 | 3,350,000 | 5,107,000 | 6,841,000 |
| Provision for loan losses | 95,000 | 115,000 | 115,000 | 115,000 |
| Pretax income | 780,000 | 1,922,000 | 2,728,000 | 3,356,000 |
| Income tax | 231,000 | 614,000 | 850,000 | 1,116,000 |
| Net income | 549,000 | 1,308,000 | 1,878,000 | 2,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,528,000 | 42,153,000 | 42,563,000 | 42,811,000 |
| Total capital | 43,592,000 | 44,179,000 | 44,598,000 | 44,674,000 |
| Risk-weighted assets | 165,011,000 | 160,211,000 | 160,963,000 | 161,290,000 |