Call reports 2014
PEOPLES NATIONAL BANK OF KEWANEE — 2014
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 257,660,000 | 262,178,000 | 255,045,000 | 249,372,000 |
| Total loans | 90,484,000 | 91,169,000 | 101,257,000 | 101,575,000 |
| Allowance for loan losses | 1,945,000 | 1,903,000 | 1,990,000 | 2,055,000 |
| Securities available for sale | 114,943,000 | 111,390,000 | 109,682,000 | 107,907,000 |
| Securities held to maturity | 4,623,000 | 4,614,000 | 4,585,000 | 4,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,680,000 | 216,071,000 | 208,074,000 | 201,224,000 |
| Interest-bearing deposits | 171,649,000 | 173,916,000 | 167,634,000 | 160,489,000 |
| Noninterest-bearing deposits | 41,031,000 | 42,155,000 | 40,440,000 | 40,735,000 |
| Equity capital | 42,342,000 | 43,491,000 | 44,384,000 | 44,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,108,000 | 7,939,000 | 10,514,000 |
| Interest expense | 193,000 | 380,000 | 564,000 | 747,000 |
| Net interest income | 2,329,000 | 4,728,000 | 7,375,000 | 9,767,000 |
| Noninterest income | 156,000 | 341,000 | 350,000 | 479,000 |
| Noninterest expense | 1,672,000 | 3,354,000 | 4,983,000 | 6,515,000 |
| Provision for loan losses | 30,000 | 30,000 | 140,000 | 175,000 |
| Pretax income | 777,000 | 1,663,000 | 2,577,000 | 3,580,000 |
| Income tax | 225,000 | 481,000 | 774,000 | 1,143,000 |
| Net income | 552,000 | 1,182,000 | 1,803,000 | 2,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,306,000 | 37,440,000 | 38,304,000 | 40,443,000 |
| Total capital | 38,251,000 | 39,336,000 | 40,228,000 | 42,430,000 |
| Risk-weighted assets | 169,737,000 | 151,704,000 | 158,289,000 | 158,994,000 |