Call reports 2013
PEOPLES NATIONAL BANK OF KEWANEE — 2013
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 265,021,000 | 258,566,000 | 253,147,000 | 257,519,000 |
| Total loans | 96,273,000 | 99,234,000 | 99,838,000 | 94,316,000 |
| Allowance for loan losses | 2,061,000 | 2,063,000 | 1,933,000 | 1,953,000 |
| Securities available for sale | 112,435,000 | 109,544,000 | 107,605,000 | 111,048,000 |
| Securities held to maturity | 3,959,000 | 3,951,000 | 3,922,000 | 4,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,933,000 | 214,393,000 | 209,454,000 | 214,197,000 |
| Interest-bearing deposits | 176,538,000 | 174,379,000 | 171,403,000 | 173,503,000 |
| Noninterest-bearing deposits | 42,395,000 | 40,014,000 | 38,051,000 | 40,694,000 |
| Equity capital | 42,707,000 | 40,416,000 | 39,944,000 | 41,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,090,000 | 7,669,000 | 10,490,000 |
| Interest expense | 238,000 | 460,000 | 669,000 | 880,000 |
| Net interest income | 2,285,000 | 4,630,000 | 7,000,000 | 9,610,000 |
| Noninterest income | 151,000 | 290,000 | 484,000 | 648,000 |
| Noninterest expense | 1,651,000 | 3,249,000 | 4,905,000 | 6,479,000 |
| Provision for loan losses | 100,000 | 190,000 | 355,000 | 655,000 |
| Pretax income | 676,000 | 1,469,000 | 2,211,000 | 3,120,000 |
| Income tax | 166,000 | 365,000 | 550,000 | 761,000 |
| Net income | 510,000 | 1,104,000 | 1,661,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,392,000 | 34,615,000 | 34,441,000 | 35,328,000 |
| Total capital | 38,453,000 | 36,678,000 | 36,374,000 | 37,281,000 |
| Risk-weighted assets | 174,283,000 | 172,012,000 | 173,102,000 | 168,702,000 |