Call reports 2012
PEOPLES NATIONAL BANK OF KEWANEE — 2012
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,126,000 | 252,953,000 | 257,244,000 | 256,407,000 |
| Total loans | 97,513,000 | 103,123,000 | 102,097,000 | 99,748,000 |
| Allowance for loan losses | 1,944,000 | 1,991,000 | 2,101,000 | 2,106,000 |
| Securities available for sale | 101,190,000 | 104,916,000 | 106,499,000 | 105,746,000 |
| Securities held to maturity | 2,824,000 | 2,705,000 | 2,686,000 | 3,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,849,000 | 207,638,000 | 211,480,000 | 210,613,000 |
| Interest-bearing deposits | 175,731,000 | 170,061,000 | 173,626,000 | 170,348,000 |
| Noninterest-bearing deposits | 39,118,000 | 37,577,000 | 37,854,000 | 40,265,000 |
| Equity capital | 40,499,000 | 41,402,000 | 42,409,000 | 42,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,692,000 | 5,348,000 | 8,033,000 | 10,682,000 |
| Interest expense | 382,000 | 720,000 | 1,028,000 | 1,309,000 |
| Net interest income | 2,310,000 | 4,628,000 | 7,005,000 | 9,373,000 |
| Noninterest income | 161,000 | 329,000 | 501,000 | 681,000 |
| Noninterest expense | 1,577,000 | 3,083,000 | 4,670,000 | 6,533,000 |
| Provision for loan losses | 150,000 | 525,000 | 725,000 | 775,000 |
| Pretax income | 539,000 | 1,044,000 | 1,804,000 | 2,445,000 |
| Income tax | 38,000 | 73,000 | 219,000 | 162,000 |
| Net income | 501,000 | 971,000 | 1,585,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,141,000 | 34,809,000 | 36,266,000 | 35,872,000 |
| Total capital | 36,085,000 | 36,800,000 | 38,367,000 | 37,978,000 |
| Risk-weighted assets | 172,020,000 | 178,420,000 | 175,590,000 | 173,936,000 |