Call reports 2011
PEOPLES NATIONAL BANK OF KEWANEE — 2011
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 249,926,000 | 252,157,000 | 255,991,000 | 251,987,000 |
| Total loans | 108,767,000 | 104,317,000 | 101,373,000 | 103,628,000 |
| Allowance for loan losses | 2,219,000 | 1,979,000 | 2,063,000 | 1,869,000 |
| Securities available for sale | 85,865,000 | 90,155,000 | 93,422,000 | 94,735,000 |
| Securities held to maturity | 2,019,000 | 1,987,000 | 2,410,000 | 2,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,028,000 | 209,854,000 | 213,131,000 | 209,188,000 |
| Interest-bearing deposits | 175,693,000 | 176,773,000 | 178,072,000 | 172,812,000 |
| Noninterest-bearing deposits | 33,335,000 | 33,081,000 | 35,059,000 | 36,376,000 |
| Equity capital | 37,629,000 | 38,541,000 | 39,361,000 | 39,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,986,000 | 8,786,000 | 11,643,000 |
| Interest expense | 546,000 | 1,068,000 | 1,557,000 | 1,998,000 |
| Net interest income | 2,300,000 | 4,918,000 | 7,229,000 | 9,645,000 |
| Noninterest income | 160,000 | 354,000 | 533,000 | 710,000 |
| Noninterest expense | 1,606,000 | 3,292,000 | 5,038,000 | 6,536,000 |
| Provision for loan losses | 75,000 | 175,000 | 325,000 | 575,000 |
| Pretax income | 706,000 | 1,721,000 | 2,317,000 | 3,007,000 |
| Income tax | 194,000 | 489,000 | 609,000 | 670,000 |
| Net income | 512,000 | 1,232,000 | 1,708,000 | 2,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,481,000 | 32,978,000 | 33,697,000 | 34,267,000 |
| Total capital | 37,700,000 | 34,957,000 | 35,760,000 | 36,136,000 |
| Risk-weighted assets | 178,562,000 | 173,379,000 | 172,691,000 | 169,195,000 |