Call reports 2010
PEOPLES NATIONAL BANK OF KEWANEE — 2010
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 239,569,000 | 238,021,000 | 239,029,000 | 247,641,000 |
| Total loans | 114,618,000 | 119,154,000 | 118,543,000 | 115,632,000 |
| Allowance for loan losses | 2,367,000 | 2,383,000 | 2,338,000 | 2,171,000 |
| Securities available for sale | 79,904,000 | 80,346,000 | 82,612,000 | 78,106,000 |
| Securities held to maturity | 1,876,000 | 2,093,000 | 2,076,000 | 2,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,820,000 | 196,775,000 | 197,435,000 | 207,610,000 |
| Interest-bearing deposits | 169,129,000 | 166,133,000 | 167,423,000 | 173,975,000 |
| Noninterest-bearing deposits | 29,691,000 | 30,642,000 | 30,012,000 | 33,635,000 |
| Equity capital | 38,155,000 | 38,480,000 | 38,720,000 | 36,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,071,000 | 6,094,000 | 9,061,000 | 12,097,000 |
| Interest expense | 700,000 | 1,366,000 | 2,007,000 | 2,609,000 |
| Net interest income | 2,371,000 | 4,728,000 | 7,054,000 | 9,488,000 |
| Noninterest income | 151,000 | 361,000 | 539,000 | 718,000 |
| Noninterest expense | 1,523,000 | 3,193,000 | 4,759,000 | 6,457,000 |
| Provision for loan losses | 150,000 | 375,000 | 700,000 | 775,000 |
| Pretax income | 724,000 | 1,073,000 | 1,341,000 | 1,672,000 |
| Income tax | 102,000 | 123,000 | 101,000 | 11,000 |
| Net income | 622,000 | 950,000 | 1,240,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,720,000 | 35,936,000 | 36,037,000 | 34,731,000 |
| Total capital | 36,834,000 | 38,297,000 | 38,375,000 | 36,902,000 |
| Risk-weighted assets | 196,671,000 | 188,923,000 | 190,648,000 | 186,429,000 |