Call reports 2009
PEOPLES NATIONAL BANK OF KEWANEE — 2009
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,075,000 | 229,871,000 | 234,270,000 | 238,940,000 |
| Total loans | 120,593,000 | 121,875,000 | 123,303,000 | 120,475,000 |
| Allowance for loan losses | 3,870,000 | 3,512,000 | 3,232,000 | 1,679,000 |
| Securities available for sale | 72,324,000 | 69,100,000 | 74,587,000 | 75,629,000 |
| Securities held to maturity | 1,505,000 | 1,491,000 | 1,476,000 | 1,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,644,000 | 190,312,000 | 193,315,000 | 199,594,000 |
| Interest-bearing deposits | 154,238,000 | 160,950,000 | 164,672,000 | 168,117,000 |
| Noninterest-bearing deposits | 29,406,000 | 29,362,000 | 28,643,000 | 31,477,000 |
| Equity capital | 36,696,000 | 36,700,000 | 38,299,000 | 36,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,386,000 | 9,727,000 | 12,860,000 |
| Interest expense | 818,000 | 1,614,000 | 2,420,000 | 3,188,000 |
| Net interest income | 2,336,000 | 4,772,000 | 7,307,000 | 9,672,000 |
| Noninterest income | 182,000 | 362,000 | 605,000 | 797,000 |
| Noninterest expense | 1,619,000 | 3,397,000 | 5,037,000 | 6,681,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 3,259,000 |
| Pretax income | 729,000 | -170,000 | -164,000 | -1,440,000 |
| Income tax | 144,000 | -208,000 | -325,000 | -1,092,000 |
| Net income | 585,000 | 38,000 | 161,000 | -348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,198,000 | 35,432,000 | 35,940,000 | 34,103,000 |
| Total capital | 38,773,000 | 37,857,000 | 38,392,000 | 35,782,000 |
| Risk-weighted assets | 242,615,000 | 213,004,000 | 216,215,000 | 192,650,000 |