Call reports 2008
PEOPLES NATIONAL BANK OF KEWANEE — 2008
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 189,477,000 | 223,907,000 | 213,827,000 | 219,971,000 |
| Total loans | 90,766,000 | 111,387,000 | 119,466,000 | 122,158,000 |
| Allowance for loan losses | 3,686,000 | 3,010,000 | 3,287,000 | 3,587,000 |
| Securities available for sale | 77,525,000 | 71,841,000 | 70,499,000 | 73,405,000 |
| Securities held to maturity | 1,946,000 | 1,929,000 | 1,993,000 | 1,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,697,000 | 182,892,000 | 174,346,000 | 180,703,000 |
| Interest-bearing deposits | 121,759,000 | 152,917,000 | 145,823,000 | 149,725,000 |
| Noninterest-bearing deposits | 24,938,000 | 29,975,000 | 28,523,000 | 30,978,000 |
| Equity capital | 39,546,000 | 36,974,000 | 36,255,000 | 36,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,935,000 | 5,766,000 | 9,074,000 | 12,319,000 |
| Interest expense | 984,000 | 1,896,000 | 2,856,000 | 3,751,000 |
| Net interest income | 1,951,000 | 3,870,000 | 6,218,000 | 8,568,000 |
| Noninterest income | 161,000 | 356,000 | 567,000 | 761,000 |
| Noninterest expense | 1,444,000 | 2,957,000 | 4,448,000 | 6,027,000 |
| Provision for loan losses | 0 | -900,000 | -900,000 | -900,000 |
| Pretax income | 339,000 | -1,707,000 | -642,000 | -324,000 |
| Income tax | 0 | -905,000 | -795,000 | -549,000 |
| Net income | 339,000 | -802,000 | 153,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,155,000 | 36,700,000 | 36,214,000 | 35,760,000 |
| Total capital | 40,874,000 | 39,173,000 | 38,789,000 | 37,945,000 |
| Risk-weighted assets | 160,671,000 | 173,144,000 | 186,271,000 | 217,983,000 |