Call reports 2007
PEOPLES NATIONAL BANK OF KEWANEE — 2007
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 189,490,000 | 190,313,000 | 194,028,000 | 192,606,000 |
| Total loans | 80,011,000 | 82,311,000 | 85,743,000 | 89,033,000 |
| Allowance for loan losses | 3,198,000 | 3,418,000 | 3,237,000 | 3,405,000 |
| Securities available for sale | 88,180,000 | 91,259,000 | 86,112,000 | 81,923,000 |
| Securities held to maturity | 1,698,000 | 1,698,000 | 1,871,000 | 2,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,347,000 | 149,439,000 | 152,271,000 | 150,915,000 |
| Interest-bearing deposits | 125,775,000 | 126,521,000 | 129,486,000 | 125,251,000 |
| Noninterest-bearing deposits | 22,572,000 | 22,918,000 | 22,785,000 | 25,664,000 |
| Equity capital | 38,928,000 | 38,922,000 | 39,204,000 | 38,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,406,000 | 6,865,000 | 10,080,000 | 12,968,000 |
| Interest expense | 1,032,000 | 2,077,000 | 3,152,000 | 4,243,000 |
| Net interest income | 2,374,000 | 4,788,000 | 6,928,000 | 8,725,000 |
| Noninterest income | 147,000 | 362,000 | 526,000 | 773,000 |
| Noninterest expense | 1,309,000 | 2,616,000 | 3,906,000 | 5,608,000 |
| Provision for loan losses | 300,000 | 550,000 | 650,000 | 650,000 |
| Pretax income | 910,000 | 1,978,000 | 2,893,000 | 2,756,000 |
| Income tax | 419,000 | 551,000 | 819,000 | 368,000 |
| Net income | 491,000 | 1,427,000 | 2,074,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,559,000 | 37,385,000 | 37,922,000 | 37,926,000 |
| Total capital | 39,530,000 | 40,349,000 | 40,796,000 | 40,793,000 |
| Risk-weighted assets | 161,358,000 | 164,507,000 | 163,777,000 | 164,869,000 |