Call reports 2006
PEOPLES NATIONAL BANK OF KEWANEE — 2006
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 192,063,000 | 197,219,000 | 191,961,000 | 194,580,000 |
| Total loans | 90,629,000 | 88,682,000 | 82,582,000 | 80,665,000 |
| Allowance for loan losses | 2,185,000 | 2,547,000 | 2,535,000 | 2,811,000 |
| Securities available for sale | 72,660,000 | 77,280,000 | 79,861,000 | 85,897,000 |
| Securities held to maturity | 2,615,000 | 2,611,000 | 2,597,000 | 1,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,957,000 | 155,192,000 | 152,361,000 | 153,621,000 |
| Interest-bearing deposits | 127,415,000 | 129,535,000 | 130,865,000 | 127,421,000 |
| Noninterest-bearing deposits | 22,542,000 | 25,657,000 | 21,496,000 | 26,200,000 |
| Equity capital | 36,004,000 | 36,113,000 | 37,317,000 | 38,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,380,000 | 9,602,000 | 12,866,000 |
| Interest expense | 871,000 | 1,806,000 | 2,800,000 | 3,877,000 |
| Net interest income | 2,283,000 | 4,574,000 | 6,802,000 | 8,989,000 |
| Noninterest income | 150,000 | 323,000 | 487,000 | 699,000 |
| Noninterest expense | 1,326,000 | 2,623,000 | 3,865,000 | 5,196,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 806,000 | 1,672,000 | 2,522,000 | 2,995,000 |
| Income tax | 265,000 | 529,000 | 703,000 | 638,000 |
| Net income | 541,000 | 1,143,000 | 1,819,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,259,000 | 34,568,000 | 35,489,000 | 35,511,000 |
| Total capital | 35,444,000 | 37,115,000 | 38,024,000 | 38,322,000 |
| Risk-weighted assets | 172,703,000 | 240,176,000 | 235,774,000 | 166,872,000 |