Call reports 2005
PEOPLES NATIONAL BANK OF KEWANEE — 2005
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 201,741,000 | 198,967,000 | 194,785,000 | 197,116,000 |
| Total loans | 106,168,000 | 102,997,000 | 99,637,000 | 95,088,000 |
| Allowance for loan losses | 1,632,000 | 2,044,000 | 1,866,000 | 1,859,000 |
| Securities available for sale | 70,260,000 | 70,091,000 | 70,845,000 | 74,767,000 |
| Securities held to maturity | 2,516,000 | 2,515,000 | 2,510,000 | 2,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,465,000 | 158,266,000 | 153,027,000 | 156,518,000 |
| Interest-bearing deposits | 139,906,000 | 130,928,000 | 130,794,000 | 132,252,000 |
| Noninterest-bearing deposits | 23,559,000 | 27,338,000 | 22,233,000 | 24,266,000 |
| Equity capital | 34,684,000 | 35,592,000 | 35,882,000 | 35,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,545,000 | 9,796,000 | 13,060,000 |
| Interest expense | 742,000 | 1,501,000 | 2,276,000 | 3,123,000 |
| Net interest income | 2,513,000 | 5,044,000 | 7,520,000 | 9,937,000 |
| Noninterest income | 138,000 | 304,000 | 449,000 | 601,000 |
| Noninterest expense | 1,336,000 | 2,635,000 | 3,929,000 | 5,313,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,200,000 | 1,750,000 |
| Pretax income | 915,000 | 2,013,000 | 2,838,000 | 3,475,000 |
| Income tax | 272,000 | 544,000 | 819,000 | 752,000 |
| Net income | 643,000 | 1,469,000 | 2,019,000 | 2,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,830,000 | 30,124,000 | 30,799,000 | 32,547,000 |
| Total capital | 30,462,000 | 31,992,000 | 32,634,000 | 34,406,000 |
| Risk-weighted assets | 153,592,000 | 149,285,000 | 146,779,000 | 179,456,000 |