Call reports 2004
PEOPLES NATIONAL BANK OF KEWANEE — 2004
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 207,029,000 | 206,731,000 | 199,024,000 | 207,793,000 |
| Total loans | 110,345,000 | 105,559,000 | 104,699,000 | 107,873,000 |
| Allowance for loan losses | 3,426,000 | 2,761,000 | 3,274,000 | 2,641,000 |
| Securities available for sale | 62,272,000 | 63,211,000 | 66,868,000 | 71,932,000 |
| Securities held to maturity | 2,979,000 | 2,978,000 | 2,977,000 | 2,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,053,000 | 172,532,000 | 163,549,000 | 169,620,000 |
| Interest-bearing deposits | 148,376,000 | 149,927,000 | 142,149,000 | 145,107,000 |
| Noninterest-bearing deposits | 23,677,000 | 22,606,000 | 21,400,000 | 24,513,000 |
| Equity capital | 33,329,000 | 32,937,000 | 34,150,000 | 34,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,271,000 | 6,535,000 | 9,781,000 | 12,957,000 |
| Interest expense | 817,000 | 1,599,000 | 2,361,000 | 3,119,000 |
| Net interest income | 2,454,000 | 4,936,000 | 7,420,000 | 9,838,000 |
| Noninterest income | 159,000 | 321,000 | 490,000 | 642,000 |
| Noninterest expense | 1,211,000 | 2,376,000 | 3,658,000 | 4,929,000 |
| Provision for loan losses | 1,613,000 | 2,126,000 | 2,639,000 | 2,877,000 |
| Pretax income | -108,000 | 865,000 | 1,809,000 | 2,529,000 |
| Income tax | 0 | 205,000 | 410,000 | 366,000 |
| Net income | -108,000 | 660,000 | 1,399,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,517,000 | 31,185,000 | 31,849,000 | 28,082,000 |
| Total capital | 32,492,000 | 33,125,000 | 33,777,000 | 30,045,000 |
| Risk-weighted assets | 156,510,000 | 154,393,000 | 152,911,000 | 156,327,000 |