Call reports 2003
PEOPLES NATIONAL BANK OF KEWANEE — 2003
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 205,089,000 | 205,506,000 | 205,214,000 | 208,860,000 |
| Total loans | 113,582,000 | 116,342,000 | 108,865,000 | 111,589,000 |
| Allowance for loan losses | 1,797,000 | 2,097,000 | 1,335,000 | 1,744,000 |
| Securities available for sale | 65,446,000 | 64,280,000 | 62,720,000 | 61,503,000 |
| Securities held to maturity | 2,614,000 | 2,613,000 | 3,186,000 | 3,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,605,000 | 169,480,000 | 170,758,000 | 174,429,000 |
| Interest-bearing deposits | 149,778,000 | 146,972,000 | 147,758,000 | 148,691,000 |
| Noninterest-bearing deposits | 20,827,000 | 22,508,000 | 23,000,000 | 25,738,000 |
| Equity capital | 32,262,000 | 33,578,000 | 32,630,000 | 33,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 6,827,000 | 10,184,000 | 13,562,000 |
| Interest expense | 1,045,000 | 2,043,000 | 2,954,000 | 3,827,000 |
| Net interest income | 2,444,000 | 4,784,000 | 7,230,000 | 9,735,000 |
| Noninterest income | 166,000 | 307,000 | 479,000 | 609,000 |
| Noninterest expense | 1,166,000 | 2,263,000 | 3,505,000 | 4,648,000 |
| Provision for loan losses | 400,000 | 700,000 | 2,200,000 | 2,825,000 |
| Pretax income | 1,046,000 | 2,130,000 | 2,012,000 | 2,954,000 |
| Income tax | 270,000 | 591,000 | 620,000 | 781,000 |
| Net income | 776,000 | 1,539,000 | 1,392,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,608,000 | 30,259,000 | 29,999,000 | 30,725,000 |
| Total capital | 31,405,000 | 32,277,000 | 31,334,000 | 32,469,000 |
| Risk-weighted assets | 159,246,000 | 161,371,000 | 156,490,000 | 158,648,000 |