Call reports 2002
PEOPLES NATIONAL BANK OF KEWANEE — 2002
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 189,851,000 | 194,042,000 | 201,609,000 | 204,403,000 |
| Total loans | 104,856,000 | 111,172,000 | 114,731,000 | 126,334,000 |
| Allowance for loan losses | 904,000 | 1,056,000 | 1,247,000 | 1,451,000 |
| Securities available for sale | 61,377,000 | 60,602,000 | 57,903,000 | 57,172,000 |
| Securities held to maturity | 2,933,000 | 2,752,000 | 2,751,000 | 2,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,341,000 | 162,010,000 | 167,667,000 | 170,592,000 |
| Interest-bearing deposits | 140,783,000 | 141,791,000 | 147,386,000 | 149,978,000 |
| Noninterest-bearing deposits | 18,558,000 | 20,219,000 | 20,281,000 | 20,614,000 |
| Equity capital | 28,573,000 | 30,368,000 | 31,304,000 | 31,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,765,000 | 10,236,000 | 13,698,000 |
| Interest expense | 1,311,000 | 2,580,000 | 3,826,000 | 5,003,000 |
| Net interest income | 2,021,000 | 4,185,000 | 6,410,000 | 8,695,000 |
| Noninterest income | 104,000 | 306,000 | 407,000 | 563,000 |
| Noninterest expense | 973,000 | 1,988,000 | 3,087,000 | 4,207,000 |
| Provision for loan losses | 280,000 | 460,000 | 815,000 | 1,155,000 |
| Pretax income | 899,000 | 2,070,000 | 2,944,000 | 3,933,000 |
| Income tax | 173,000 | 420,000 | 630,000 | 880,000 |
| Net income | 726,000 | 1,650,000 | 2,314,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,026,000 | 27,874,000 | 28,459,000 | 28,945,000 |
| Total capital | 27,930,000 | 28,930,000 | 29,706,000 | 30,396,000 |
| Risk-weighted assets | 140,935,000 | 145,292,000 | 148,691,000 | 162,622,000 |