Call reports 2001
PEOPLES NATIONAL BANK OF KEWANEE — 2001
What PEOPLES NATIONAL BANK OF KEWANEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,571,000 | 170,742,000 | 180,073,000 | 188,115,000 |
| Total loans | 68,641,000 | 73,341,000 | 78,247,000 | 92,321,000 |
| Allowance for loan losses | 895,000 | 1,002,000 | 1,146,000 | 715,000 |
| Securities available for sale | 76,741,000 | 78,304,000 | 73,166,000 | 65,896,000 |
| Securities held to maturity | 3,918,000 | 3,915,000 | 3,861,000 | 3,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,327,000 | 142,140,000 | 150,095,000 | 158,666,000 |
| Interest-bearing deposits | 112,853,000 | 123,625,000 | 132,092,000 | 137,666,000 |
| Noninterest-bearing deposits | 16,474,000 | 18,515,000 | 18,003,000 | 21,000,000 |
| Equity capital | 26,651,000 | 27,189,000 | 28,193,000 | 28,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,633,000 | 8,714,000 | 11,956,000 |
| Interest expense | 1,313,000 | 2,676,000 | 4,127,000 | 5,567,000 |
| Net interest income | 1,427,000 | 2,957,000 | 4,587,000 | 6,389,000 |
| Noninterest income | 147,000 | 357,000 | 529,000 | 695,000 |
| Noninterest expense | 938,000 | 1,914,000 | 2,797,000 | 3,779,000 |
| Provision for loan losses | 190,000 | 310,000 | 430,000 | 670,000 |
| Pretax income | 447,000 | 1,129,000 | 1,950,000 | 2,728,000 |
| Income tax | 50,000 | 114,000 | 250,000 | 424,000 |
| Net income | 397,000 | 1,015,000 | 1,700,000 | 2,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,550,000 | 25,550,000 | 25,980,000 | 26,379,000 |
| Total capital | 26,445,000 | 26,552,000 | 27,126,000 | 27,094,000 |
| Risk-weighted assets | 97,313,000 | 109,165,000 | 115,918,000 | 128,375,000 |