Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,314,000 | USD | evidence → |
| Total loans | 147,738,000 | USD | evidence → |
| Allowance for loan losses | 1,112,000 | USD | evidence → |
| Securities available for sale | 47,171,000 | USD | evidence → |
| Securities held to maturity | 1,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,069,000 | USD | evidence → |
| Interest-bearing deposits | 175,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,285,000 | USD | evidence → |
| Equity capital | 16,577,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,739,000 | USD | evidence → |
| Interest expense | 5,476,000 | USD | evidence → |
| Net interest income | 7,263,000 | USD | evidence → |
| Noninterest income | 1,229,000 | USD | evidence → |
| Noninterest expense | 6,143,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 1,909,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 1,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,381,000 | USD | evidence → |
| Total capital | 17,493,000 | USD | evidence → |
| Risk-weighted assets | 163,650,000 | USD | evidence → |