Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,090,000 | USD | evidence → |
| Total loans | 80,978,000 | USD | evidence → |
| Allowance for loan losses | 581,000 | USD | evidence → |
| Securities available for sale | 64,456,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,013,000 | USD | evidence → |
| Interest-bearing deposits | 121,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,635,000 | USD | evidence → |
| Equity capital | 11,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,773,000 | USD | evidence → |
| Interest expense | 3,078,000 | USD | evidence → |
| Net interest income | 4,695,000 | USD | evidence → |
| Noninterest income | 998,000 | USD | evidence → |
| Noninterest expense | 4,529,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,146,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,119,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,255,000 | USD | evidence → |
| Total capital | 11,836,000 | USD | evidence → |
| Risk-weighted assets | 93,412,000 | USD | evidence → |