Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,738,000 | USD | evidence → |
| Total loans | 52,051,000 | USD | evidence → |
| Allowance for loan losses | 503,000 | USD | evidence → |
| Securities available for sale | 54,396,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,369,000 | USD | evidence → |
| Interest-bearing deposits | 89,133,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,236,000 | USD | evidence → |
| Equity capital | 10,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,516,000 | USD | evidence → |
| Interest expense | 2,316,000 | USD | evidence → |
| Net interest income | 4,200,000 | USD | evidence → |
| Noninterest income | 756,000 | USD | evidence → |
| Noninterest expense | 3,424,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,764,000 | USD | evidence → |
| Income tax | 358,000 | USD | evidence → |
| Net income | 1,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,573,000 | USD | evidence → |
| Total capital | 10,076,000 | USD | evidence → |
| Risk-weighted assets | 59,666,000 | USD | evidence → |