Call reports 2025
BANK OF BILLINGS — 2025
What BANK OF BILLINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 96,110,000 | 94,503,000 | 93,571,000 | 95,496,000 |
| Total loans | 71,681,000 | 73,663,000 | 75,788,000 | 77,562,000 |
| Allowance for loan losses | 625,000 | 610,000 | 654,000 | 684,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,355,000 | 81,325,000 | 80,130,000 | 82,035,000 |
| Interest-bearing deposits | 53,192,000 | 54,446,000 | 51,284,000 | 58,335,000 |
| Noninterest-bearing deposits | 30,163,000 | 26,879,000 | 28,846,000 | 23,700,000 |
| Equity capital | 11,971,000 | 12,264,000 | 12,416,000 | 12,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,015,000 | 4,551,000 | 6,094,000 |
| Interest expense | 379,000 | 736,000 | 1,068,000 | 1,420,000 |
| Net interest income | 1,094,000 | 2,279,000 | 3,483,000 | 4,674,000 |
| Noninterest income | 76,000 | 152,000 | 235,000 | 322,000 |
| Noninterest expense | 804,000 | 1,665,000 | 2,440,000 | 3,289,000 |
| Provision for loan losses | -6,000 | 3,000 | 114,000 | 150,000 |
| Pretax income | 351,000 | 736,000 | 1,135,000 | 1,550,000 |
| Income tax | 85,000 | 178,000 | 275,000 | 375,000 |
| Net income | 266,000 | 558,000 | 860,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,214,000 | 9,507,000 | 9,659,000 | 9,823,000 |