Call reports 2024
BANK OF BILLINGS — 2024
What BANK OF BILLINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 91,538,000 | 88,499,000 | 87,169,000 | 89,730,000 |
| Total loans | 70,348,000 | 69,805,000 | 67,756,000 | 68,465,000 |
| Allowance for loan losses | 813,000 | 599,000 | 623,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,831,000 | 76,503,000 | 75,213,000 | 77,348,000 |
| Interest-bearing deposits | 47,876,000 | 46,271,000 | 46,919,000 | 51,815,000 |
| Noninterest-bearing deposits | 31,955,000 | 30,232,000 | 28,294,000 | 25,533,000 |
| Equity capital | 11,075,000 | 11,223,000 | 11,399,000 | 11,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,895,000 | 4,361,000 | 5,793,000 |
| Interest expense | 280,000 | 576,000 | 879,000 | 1,163,000 |
| Net interest income | 1,166,000 | 2,319,000 | 3,482,000 | 4,630,000 |
| Noninterest income | 76,000 | 97,000 | 190,000 | 301,000 |
| Noninterest expense | 850,000 | 1,780,000 | 2,771,000 | 3,594,000 |
| Provision for loan losses | 51,000 | 86,000 | 110,000 | 112,000 |
| Pretax income | 320,000 | 526,000 | 775,000 | 1,196,000 |
| Income tax | 78,000 | 136,000 | 209,000 | 323,000 |
| Net income | 242,000 | 390,000 | 566,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,318,000 | 8,466,000 | 8,641,000 | 8,949,000 |