Call reports 2022
BANK OF BILLINGS — 2022
What BANK OF BILLINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,528,000 | 84,635,000 | 84,112,000 | 86,436,000 |
| Total loans | 68,028,000 | 69,295,000 | 67,022,000 | 70,023,000 |
| Allowance for loan losses | 651,000 | 672,000 | 683,000 | 713,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,470,000 | 71,349,000 | 73,566,000 | 66,951,000 |
| Interest-bearing deposits | 42,644,000 | 43,804,000 | 43,157,000 | 40,566,000 |
| Noninterest-bearing deposits | 30,826,000 | 27,545,000 | 30,409,000 | 26,385,000 |
| Equity capital | 9,744,000 | 9,856,000 | 10,005,000 | 10,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,880,000 | 2,884,000 | 3,948,000 |
| Interest expense | 43,000 | 94,000 | 158,000 | 227,000 |
| Net interest income | 859,000 | 1,786,000 | 2,726,000 | 3,721,000 |
| Noninterest income | 116,000 | 201,000 | 297,000 | 385,000 |
| Noninterest expense | 675,000 | 1,409,000 | 2,130,000 | 2,940,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 285,000 | 548,000 | 848,000 | 1,106,000 |
| Income tax | 68,000 | 131,000 | 201,000 | 261,000 |
| Net income | 217,000 | 417,000 | 647,000 | 845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,972,000 | 7,084,000 | 7,233,000 | 7,274,000 |
| Total capital | — | — | 7,916,000 | 7,987,000 |
| Risk-weighted assets | — | — | 64,664,000 | 66,679,000 |